The earliest coverage can begin is 12:01am the day after this application is submitted and payment is received. Coverage on applications made while a facility is under a hurricane watch or warning will not become effective until 12:01am on the day after the hurricane watch or warning has been lifted. All applications are subject to approval and coverage is valid at the named storage facility only. This form contains general and descriptive information; the policy is the contract. Tenant Insurance may duplicate coverage already provided by your personal homeowners insurance policy, automobile insurance policy, personal liability insurance policy or other source of coverage.
The following goods are uninsurable and are automatically excluded from coverage: accounts, deeds, bills, currency, evidence of debts, securities, money, notes, jewelry, watches, precious stones, furs or garments trimmed with fur, and boats or vehicles stored in the open. Other restrictions may also apply to items in storage.
Any person who knowingly and with intent to defraud any insurance company or another person files an application for insurance containing any materially false information, or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and subjects the person to criminal and civil penalties. The company reserves the right to request an inventory and appraisal of your items in storage. In the event of a loss, the insured is responsible for producing an accurate record of damage and undamaged articles and proof of ownership. I further understand and agree that the insurance of coverage is based on this application.
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